The Capital One SavorOne Scholar Money Rewards Credit score Card presents glorious advantages and money again, however gained’t make the highest of our record as a consequence of excessive APR, lack of a welcome bonus and absence of an introductory APR. With incredible money again in high-spend classes, the rewards are huge on eating, leisure and at grocery shops however the dangers of rapidly-accruing debt if not paid off on time—each time—are additionally fairly excessive.
Rewards: 3% money again on all eating, leisure, fashionable streaming companies and at grocery shops (excluding superstores like Walmart® and Goal®), with 1% on all different purchases. Plus, earn 8% money again on tickets at Vivid Seats via January 2023.
Welcome Provide: This card doesn’t supply a welcome bonus.
Annual Price: $0
Different Advantages and Drawbacks: This card, like different Capital One’s pupil playing cards, has a 27.24% (Variable) APR. This can be a excessive APR for a pupil card. Earlier than making use of for this card, make sure you absolutely perceive what APR is and the way it works.
That being mentioned, the excessive APR could also be worthwhile due to its incredible-for-a-student-card-benefits. College students ought to rigorously consider whether or not the scrumptious rewards on this card are well worth the excessive rate of interest.